IX. Read and translate the meanings of the following terms. Translate the sentences with them.

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IX. Read and translate the meanings of the following terms. Translate the sentences with them.

Manager - is a person who is employed to control, organize and direct part or all of a business or organization.

1. The company has taken on a new marketing manager. 2. The branch manager of a bank is also called a bank manager. 3. Personnel manager controls the work of the office staff. 4. Office manager is a manager in charge of an office.



X. Translate into English.

1. Ця посада в компанії дуже важлива. 2. Менеджер ставить завдання, приймає і звільняє з роботи. 3. їй не подобається працювати під тиском. 4. Я звик до бюрократичної роботи. 5. Менеджер повинен бути компетентним. 6. Керівник цієї групи - дуже талановита людина. 7. Нам потрібно найняти на роботу нового службовця. 8. Це керівник з великим досвідом. 9. Прийняття важливих рішень є основою хорошого управління. 10. Кандидати на посаду повинні надіслати резюме. 11. Ви знайдете усю інформацію у відділі кадрів. 12. Зверніться до агенції з працевлаштування. 14. Наймачу слід звернутися до консультаційної фірми. 15. Прийняття виважених рішень є основою хорошого управління.


XI. Translate the following extract in written form:

The actual practice of management can be traced back to early recorded history. In fact, ancient history contains a number of monumental examples of management in practice. For instance, the Sumerians ran - ancient Mesopotamia with the help of temple corporations, communities in which priests and scribes kept track of legal and economic transactions through an elaborate system of records written on clay tables. The Egyptians built an extensive irrigation system and major buildings, as well as the famous pyramids. Hammurabi developed a sophisticated legal system, the Code of 282 Laws, to help him rule Babylon. The Romans controlled their -extensive empire through a carefully devised system of four geographic divisions, which were further subdivided into dioceses and than provinces. These achievements represent early examples of innovative practices in management.



XII. Read the text and answer the question:

1. What are manager's functions?

2. What options has manager to consider when he wants to hire a new-employee?


Management is a process of managing people. Any manager has got some functions. For example, he makes a lot of important decisions. He sets objectives, coordinates work, delegates authority, makes hiring, firing and just general leading. It is evident that making careful decisions is the basis of good management. In fact there is no difference between the words an executive, a manager and an administrator. These words are interchangeable, in many companies the top officers are called administrators. The next group - the heads of major departments, the vice presidents. Any organizations has a number of positions and some people have more authority than others. Where and how a manager can hire a qualified employee?

A manager has several options to consider when he wants to hire a new employee. First of all he may look within his own company. But if he can't find anybody suitable for the position he has to look outside the company. If there is a personnel office in the company, he can ask them to help him to find a qualified applicant. The employer can also use other valuable sources, for example, employment agencies, consulting firms, placement offices and professional societies. He can also advertise in a newspaper or in a magazine and request candidates to send in resumes. The employer has two sets of qualifications to consider if he wants to choose from among the applicants. He must consider both professional qualifications and personal characteristics. A candidate's education, experience and skills are included in his professional qualifications. These can be listed on a resume. Personal characteristics or personality traits can be evaluated through interviews.


XIII. Read and remember some English idioms useful for businessmen:

1. There are too many chiefs and not enough Indians - there are too many highly paid directors and managers, and not enough men to carry out the orders; в організації надто багато високооплачуваних директорів і менеджерів і недостатньо простих робітників, щоб виконувати накази.

2. Thin cat-а person without wealth, privilege, or influence; "худий кіт" (протилежне - "жирний кіт"), тобто людина без грошей, привілеїв і впливу.

3. То each his own - everyone has a different opinion; що голова, то й розум; кожна голова свій розум має.

4. The other shop - the rival establishment; організація-суперник; кон­куруюча організація.




I. Read the following words and word combination and learn their meanings by heart:

Savings bank - ощадна каса; savings - заощадження; a source of credit - джерело кредитування; a depositor - вкладник, депозитор; a depository - скарбниця, сховище; a withdrawal - зняття, вилучення,; a commercial bank - комерційний банк; a loan позика; a letter of credit (L/C) - акредитив; a trust - траст, трест; trustee -опікун, довірена особа; minors - підлітки, неповнолітні; a goldsmith - ювелір; entrust -довірити, доручити; an interest - відсоток; interest-free - безвідсотковий; integrity - цілісність, чесність; to take into consideration - брати до уваги; offer - пропозиція, пропонувати; a connection - зв'язок; to give notice - повідомляти; the Middle Ages -середньовіччя; a choice - вибір.


II. Read and translate the text:


Banks are among the most important financial institutions. The way in which a bank is organized and operates is determined by its objectives. There are different banks. They may be classified according to different services they perform.

Savings banks.These are institutions which accumulate savings in small accounts. They are also valuable sources of credit for businesses. Savings banks, as a rule, invest their funds in long-term credit instruments. That is why, most savings banks require their depositors to give notice before a withdrawal.

Commercial banks.In most countries commercial banks serve as a depository of funds and a source of credit. To-day they are active in giving short-term loans to business.

Commercial banks also deal in foreign exchange and letters of credit.

Investment banks.They do not accept checking deposits. They promote industry through the sale of large issues of stocks to investors.

Trust companies are such financial institutions which administer funds or property for the benefit of others. They serve as trustees for property or guardians of minors, or agents for stocks. In a word, they manage business in the interests of others.

The banking system of modern times is very complex.

If we go back as far as the Middle Ages we can find some banking practices too.

The goldsmiths made fine things out of gold and silver. They kept those precious things in strong-boxes. Soon some people began to come to them to entrust money to the goldsmiths. Later on some goldsmiths found themselves in possession of large sums of money. Some of goldsmiths didn't want to keep money idle. They began to lend it at interest. At the same time the goldsmiths kept some part of money to meet possible withdrawals. It was an early step in the development of banks.

The most important thing in the choice of a bank is its integrity. The size and the type of the bank must be taken into consideration too.

If you are going into business, there is an advantage for a small business to place an account in a small bank. The staff of such a bank know each customer and can estimate your business better.

However, there are the advantages of a larger bank. It is true, that dealings with a large bank are more impersonal. But, it is also true, that a large bank can offer more facilities. Large banks can make a loan at more favourable interest rate. They can also make as large loan as it is desired.

In any case, selecting a bank people learn as much information about the reputation of a bank as possible.


III. Retell the text according to the following questions:

1. What are the main types of banks? 2.What institutions are savings banks? 3.What is the function of commercial banks? 4. How do investment banks function? 5.What is a trust company? 6.When and where can some banking practices be found? 7. What is the most important thing in the choice of a bank? 8. What bank would one prefer doing small business? 9. Are there any advantages of a large bank? 10. How can one learn about the reputation of a bank?

IV. Learn the following groups of:

a) synonyms:

To accumulate - to store, to promote - to support, valuable - precious, benefit - profit, estimate - appraise, desire - wish, property -- capital, to invest - to deposit, to perform - to do, to go back - to return, choosing -selection, size - dimension, loan - credit, integrity - fairness, practice -method, quantity - amount.

b) antonyms:

To deposit - to withdraw, complex - simple, long-term - short-term, advantage - weakness, favourable - infavourable, to accept - to give, true -false, better - worse, minors - adults.

V. Fill each blank in the text with the correct word or phrase. Choose from the following list:

Withdraw, cash dispenser, issued, debited, slip, credit transfer.

Banks offer many services to businesses and their customers. Here are some of the most common:

Many people now have a card which enables them to _______ money from a _____. You feed your card into the machine and key in your PIN (personal identification number) and the amount of the money you want. If you have enough in your account, the money requested will be__________ to you up to a daily limit. Your account is automatically _______ for the amount you have drawn out. If you have several bills to pay, you can do this by ________. You write once cheque for the total sum involved, fill in a ______ for each bill and hand everything to the bank cashier.


VI. Choose the best alternative to complete the sentences:

1. We're in _____ with our supplier over this invoice so don't pay it until you hear from me.(argument, dispute, agreement, distress). 2. If these figures could be _______ into parts and labor it would make them easier to understand, (set up, broken down, rounded up, laid down). 3. Surely we can set some of these expenses _____tax.(against, for, on, from). 4. The rent for the office is already 3 month_______(overtime, in the red, in demand, overdue). 5. Due to the econic climate we have had to_______ more bad debts this year than ever before ( tell off, write off, find out, note down). 6. Do they have enough working _______ to keep trading? (capital, expenses, accounts, currency). 7. Such items as buildings and machinery are known as _______ assets. ( current, hidden, fixed, liquid).


VII. Translate into Ukrainian paying attention to the use of different types of conditional sentences:

1. If you accept so high prices, they will deliver the goods in time. 2. Provided you see him, ask to execute the business plan by Monday. 3. If I were you, I should ask about the charge first. 4.If it were my option, I should be responsible for what may happen. 5. If it were his letter of complaint, he would explain his complaint clearly. 6. If you agreed to pay extra costs invoiced, they would deliver a collection of various sizes to each store. 7.1f they were asked to reduce costs for packing and insurance they would never agree to do that. 8. We shouldn't have been able to cope with this problem, unless a little but useful help from the bank manager.

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