Тема: перевод текстов с извлечением нужной или интересующей информации (поисковое чтение)

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What do banks and other businesses buy and sell in the “money market”?

Money-market accounts allow you to write a limited number of checks while participating in the “money market” where banks and other businesses buy and sell short-term credit instruments, notes and other kinds of IOU’s that come due in a year or less. The rate of return for money market accounts is usually higher than for passbook savings accounts.

a) They buy and sell short-term credit instruments, notes and other kinds of IOU’s.

b) They buy and sell notes and other kinds of IOU’s.

c) They buy and sell short-term credit instruments and notes.

d) They buy and sell short-term credit instruments and other kinds of IOU’s.

 

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When is a draft called a bill of exchange?

Draft is a written order for the payment of money drawn by one person, directing a second person or financial institution to pay a third person. A draft is called a cheque when it is drawn on a bank. When money is transferred between institutions in different countries, a draft is called a bill of exchange. A draft is payable on sight or on demand; however, in some transactions drafts are often payable at a stated date in the future.

a) It is called a bill of exchange when money is transferred between institutions in one country.

b) It is called a bill of exchange when money is transferred between institutions in different countries.

c) It is called a bill of exchange when it is payable on sight or on demand.

d) It is called a bill of exchange when it is drawn on a bank.

 

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What is the most common rolled product?

Rolling is the most common metalworking process. More than 90 percent of the aluminum, steel and copper produced are rolled at least once in the course of production. The most common rolled product is sheet. Rolling can be done either hot or cold. If the rolling is finished cold, the surface will be smoother and the product stronger.

a) Steel is.

b) Copper is.

c) Aluminum is.

d) Sheet is.

 

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Water is not used in refrigerators. Why?

Water is not used in refrigerators because it evaporates too slowly. Ether, another refrigerant, is never used in domestic refrigerators since it is both poisonous and inflammable. However, it is sometimes used for industrial refrigeration because it evaporates very fast. Freon is usually used in domestic refrigerators as it evaporates fast, is non-toxic, and non-flammable.

a) Because it evaporates too slowly.

b) Because it is poisonous.

c) Because it evaporates fast.

d) Because it is inflammable.

 

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How the material to be shaped is called?

Machine-tools are used to shape metals and other materials. The material to be shaped is called the workpiece. Most machine-tools are now electrically driven. Machine-tools with electrical drive are faster and more accurate than hand tools: they were an important element in the development of mass-production processes, as they allowed individual parts to be made in large numbers so as to be interchangeable.

a) It is called metal.

b) It is called hand tool.

c) It is called the workpiece.

d) It is called the machine-tool.

 

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Who makes out a collection order?

When banks handle documents in order to obtain acceptance and/or payment, following the instructions given to them, this is called “collection”. The exporter (or drawer) presents to his bank (called remitting bank) an application form with the documents attached. This bank makes out a collection order and passes it over to its correspondent bank in the country of the importer (or drawee). The correspondent bank or some other bank (called collecting) may present the documents to the importer or pass them over to another collecting bank (called presenting). This presenting bank presents the documents to the importer (or drawee). Collecting banks do not take responsibility for acceptance or payment.

a) The exporter does.

b) The correspondent bank does.

c) Collecting bank does.

d) Remitting bank does.

 

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Where can the US savings bonds be purchased?

US savings bonds can be purchased at most savings institutions. Guaranteed by the United States government, they are one of the safest investments one can make. Since 1986 the bonds pay no less than 6 percent interest when held for five years. After five years bonds earn a variable rate adjusted every six months.

a) They can be purchased at most businesses.

b) They can be purchased at credit unions.

c) They can be purchased at most banks.

d) They can be purchased at most savings institutions.

 

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What is the rate of return offered by credit unions?

Credit unions, associations of people with something in common, often serve people who have the same employer, work in the same industry, or belong to a particular church, labor union, or club. Credit unions offer insured savings plans similar to those offered by other savings institutions. In most instances, however, the rate of return offered by credit unions is higher than that of the other institutions.

a) It is the highest rate of return.

b) It is higher than for passbook savings accounts.

c) It is higher than that of the other institutions.

d) It is higher than NOW accounts.

 

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How long can the period of time for deposit run?

Certificates of deposit pay the highest rates of interest offered by banks and savings institutions. They require the money to be left on deposit for a specified period of time that can run from a few weeks to five or more years. The money can be withdrawn early, if necessary, but not without a penalty.

a) It can run from a few weeks to five years.

b) It can run from a week to five or more years.

c) It can run from five weeks to five years.

d) It can run from a few weeks to five or more years.

 

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Why do money market funds use the resources of their investors?

Money market funds use the resources of their investors to buy money-market certificates. Money-market funds generally pay a higher rate of return than savings and NOW accounts. Unlike other accounts at savings institutions, money-market fund accounts are not insured nor do they provide check-writing privileges.

a) They use the resources of their investors to buy money-market accounts.

b) They use the resources of their investors to buy certificates of deposit.

c) They use the resources of their investors to buy savings bonds.

d) They use the resources of their investors to buy money-market certificates.

 

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What is the clean collection?

There exist two types of collections. Collections may be documentary or clean. The documentary collection is the collection of commercial documents or the collection of financial documents together with commercial documents.

The collection of only financial documents is called clean. Commercial documents are: invoices, bills of lading, waybills and certificates. Financial documents are: promissory notes, bills of exchange, cheques and payment receipts.

a) The collection of only financial documents is called clean.

b) The collection of any documents is called clean.

c) The collection of commercial documents or the collection of financial documents together with commercial documents is called clean.

d) The collection of only commercial documents is called clean.

 

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What is the density of water?

Density (specific weight) is the amount of mass in a unit volume. It is measured in kilograms per cubic metre. The density of water is 1000 kg/m³ but most materials have a higher density and sink in water. Aluminium alloys, with typical densities around 2800 kg/m³ are considerably less dense than steels, which have typical densities around 7800 kg/m³. Density is important in any application where the material must not be heavy.

a) The density of water is 2800 kg/m³.

b) The density of water is 1000 kg/m³.

c) The density of water is kilograms per cubic metre.

d) The density of water is 7800 kg/m³.

 

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What does the breakfast consist of?

It goes without saying that the usual meals are breakfast, lunch, dinner and supper. It is the common order of meals in most Ukrainian families.

Breakfast is the first meal of the day. On weekdays all the members of the family are in hurry to get to school or to work in time, and as a rule, breakfast is quick and light. It may consist of a cup of strong tea or coffee, some sandwiches or boiled eggs, jam with buttered toast. It depends upon the tastes of the family. We spend a lot of time at school or at work and it’s necessary to have a bite at midday. Generally we have lunch at about one o’clock. At school pupils go to the canteen to have lunch. But some businessmen find it impossible to come for lunch and they go to a café or restaurant. Some people have lunch at their working place. They have potatoes, salad or steak, followed by biscuits with tea or coffee.

a) It consists of a cup of strong tea or coffee, some sandwiches or boiled eggs, jam with buttered toast.

b) It consists of potatoes, salad or steak.

c) It consists of a cup of strong tea or coffee.

d) It consists of biscuits with tea or coffee.

 

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When did the McDonald’s company open hundreds restaurants all over the States?

In 1937 the McDonald brothers, Dick and Mark, opened little restaurant in California. They served hot dogs and milk shakes. In 1945 they have 20 waiters. All the teenagers in town ate hamburgers there. When the 1948 year came they got paper boxes and bags for the hamburgers. They put the price down from 20 to 15 cents. There were no more waiters – it was self-service. So it was cheaper and faster.

In 1960s the McDonald’s company opened hundreds of McDonald’s restaurants all over the States. In 1971 they opened restaurants in Japan, Germany and Australia. Now McDonald’s company opens a new restaurant every 8 hours. There are more than 14,000 restaurants in over 70 countries.

a) In 1945 the McDonald’s company opened hundreds of McDonald’s restaurants all over the States.

b) In 1971 the McDonald’s company opened hundreds of McDonald’s restaurants all over the States.

c) In 1937 the McDonald’s company opened hundreds of McDonald’s restaurants all over the States.

d) In 1960s the McDonald’s company opened hundreds of McDonald’s restaurants all over the States.

 

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Why is my mother able to be more varied in her lunches?

My mother has a lighter breakfast of just yoghurt and a grapefruit. As for me, a cup of tea is enough for breakfast. And my mother sometimes scolds me for it, because it’s important to have a really good breakfast.

We don’t have our main meal at lunchtime. My father takes sandwiches with him to work. To be healthy, he also eats fruit. My mother is able to be more varied in her lunches, because she is a housewife. It means that she can prepare what she likes. Her favourite dish is roast meat. As she likes to bake, there is always something tasty at home.

Our evening meal is usually eaten at 7 o’clock. The main course is often meat with vegetables. Sometimes we eat pizza or spaghetti with delicious sauce. We try to eat our main meal together,

a) Because she has a lighter breakfast of just yoghurt and a grapefruit.

b) Because she is a housewife.

c) Because she takes sandwiches with her to work.

d) Because she likes to bake.