Ex. 1. Read and translate the text. Prepare for a discussion. 

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Ex. 1. Read and translate the text. Prepare for a discussion.

Граматичний матеріал: Прийменник.


We say:

in the morning(s) in the afternoon(s) in the evening(s) but on Friday morning(s) on Sunday afternoon(s) on Monday evening(s) etc.
• I'll see you in the morning. • Do you work in the evenings? • I'll see you on Friday morning. • Do you work on Saturday evenings?

We use at in these expressions:

at night at the weekend / at weekendsat Christmas at the moment / at present at the same time • I don't like going out at night. • Will vou be here at the weekend? • Do you give each other presents at Christmas? • Mr Benn is busy at the moment / at present. • Emily and I arrived at the same time.

We say:

in the morning(s) in the afternoon(s) in the evening(s) but on Friday morning(s) on Sunday afternoon(s) on Monday evening(s) etc.
• I'll see you in the morning. • Do you work in the evenings? • I'll see you on Friday morning. • Do you work on Saturday evenings?


Ex. 1. Put in at, on or in.
1. Mozart was born in Salzburg in 1756.
2. I haven't seen Kate for a few days. I last saw her ________ Tuesday.
3. The price of elecrriciry is going up ________ October.
4. ________ weekends, we often go for long walks in the country.
5. I've been invited to a wedding ________ 14 February.
6. Jonathan is 63. He'll be retiring from his job ________ two years' time.
7. I'm busy just now, but I'll be with you ________ a moment.
8. Jenny's brother is an engineer, but he doesn't have a job ________ the moment.
9. There are usually a lot of parties ________ New Year's Eve.
10. I don't like driving ________ night.
11. My car is being repaired at the garage. It will be ready ________ two hours.
12. The telephone and the doorbell rang ________ he same time.
13. Mary and David always go out for dinner ________ their wedding anniversary.
14. It was a short book and easy to read. I read it ________ a day.
15. ________ Saturday night I went to bed ________ midnight.
16. We travelled overnight to Paris and arrived ________ 5 o'clock ________ the morning.
17. The course begins ________ 7 January and ends sometime ________ April.
18. I might not be at home ________ Tuesday morning, but I'll be there ________ the afternoon.

We use by in many expressions to say how we do something. For example, you can:

send something by post contact somebody by phone / by email / by fax
do something by hand pay by cheque / by credit card

• Can I pay by credit card?
• You can contact me by phone, by fax or by email.

But we say pay cash or pay in cash (not by cash).
We also say by mistake / by accident / by chance:
• We hadn't arranged to meet. We met by chance.

But we say 'do something on purpose' (= you mean to do it):
• I didn't do it on purpose. It was an accident.
Note that we say by chance, by cheque etc. (not by the chance / by a cheque). In these expressions we use by + noun without the or a.

In the same way we use by ... to say how somebody travels:
by car / by train / by plane / by boat / by ship / by bus / by bike
by road / by rail / by air / by sea / by underground
• Joanne usually goes to work by bus.
• Do you prefer to travel by air or by train?

But we say on foot:
• Did you come here by car or on foot?

You cannot use by if you say my car / the train / a taxi
etc. We use by + noun without 'a/the/my'etc. We say:
by car but in my car(not by my car)
by train but on the train (not by the train)
We use in for cars and taxis:
• They didn't come in their car. They came in a taxi.

We use on for bicycles and public transport
(buses, trains etc.):
• We travelled on the 6.45 train.

Ex. 1. Put in by, in or on.
1. Joanne usually goes to work by bus
2. I saw Jane this morning. She was _____ the bus.
3. How did you get here? Did you come _____ train?
4. I decided not to go _____ car. I went _____ my bike instead.
5. I didn't feel like walking home, so I came home _____ a taxi.
6. Sorry we're late. We missed the bus, so we had to come _____ foot.
7. How long does it take to cross the Atlantic _____ ship?

Ex. 2. Put in by, in, on or with.
1.Have you ever been bitten by a dog?
2.The plane was badly damaged ______ lightning.
3.We managed to put the fire out ______ a fire extinguisher.
4.Who is that man standing ______ the window?
5. These photographs were taken ______ a friend of mine.
6. I don't mind going ______ car, but I don't want to go ______ your car.
7. There was a small table ______ the bed ______ a lamp and a clock ______ it.

Домашнє завдання:

1. Опрацювати текст за професійним спрямуванням.

2. Опрацювати граматичний матеріал, виконати запропоновані вправи.

Практичне заняття № 2

Тема заняття:Відкриття рахунку в закордонному банку громадянином України


  1. Translate the given words. Read and translate the dialog.



savings account to maintain interest

spare money average daily balance profitable

checking account cash withdrawal application

initial deposit to avoid

Opening an Account

- Good morning.

- Good morning, sir. Can I help you?

- Yes, I think so. I would like to open an account.

- What kind of are you interested in?

- You see, I have some spare money to put into the bank.

- Then you should open either a savings or a checking account.

- I'm afraid I know nothing about either of them. Could you tell me the difference between these two accounts?

- A small initial deposit is necessary to open a savings account at our bank. If it is more than five hundred dollars and you maintain this amount, then you won't be charged for banking services. Otherwise you will be charged five dollars a month.

- So, 1 must keep a minimum balance of $500, is that correct?

- Yes, that's right. Our computers check your average daily balance.

- And will I get a banking card after opening an account?

- Yes, certainly. And then you can get your money through machine services. You can make deposits, cash withdrawals and balance inquiries with your card. The machine is at work 24 hours a day.

- Oh! It’s very convenient. And may 1 ask what a checking account means?

- Certainly, sir. After opening a checking account you are supposed to maintain an average daily balance of $1,000.

- And what if I fall below this limit?

- Then you would have to pay a service charge of six dollars a month, and besides you will be charged 25 cents for each check and the same amount for each cash withdrawal.

- Hmm, I see. And can I avoid it somehow?

- Yes, of course. It may be done by keeping your $1,000 in your checking account.

- And how much interest do you pay?

- Interest of 6,5% is paid when your average daily balance is over $2,500. We credit the interest you've earned automatically to your account.

- Well, it's clear enough, but I intended to put only $1.000 into the account.

- Then it would be more profitable for you to open a savings account.

- Okay. I've made up my mind. I will open a savings account with a deposit of one thousand dollars.

- Fine. Will you fill out this application? (The client fills out the application)

- Is everything correct?

- Yes! Every thing is all right. And now you need to write a deposit ticket for $1,000.

- Just a moment.

- Thank you, sir. Here is your pass-book. The bank will pay you 5,5% interest.

- Thank you. You were most helpful.


Робота над текстом за професійним спрямуванням.


One can distinguish two branches of human work: the arts and the sciences. The sciences require knowledge, observation, identification, description, experimentation and theoretical explanation.

The arts on the contrary require skill. That means the ability to work well with a part of his or her body. It is the combination of talent and technique. An artist is a man who can do something well with his own hands and tools. Some time ago everything that was made with tools was «artificial», not natural. The word «manufacture», for example, once meant «to make by hand»

Everything is a bit different nowadays. The word «art» has a special meaning. It means something beautiful. The paintings of skilled painters are appreciated and admired by millions of people today, by those who can see the beauty. Art comprises weaving rugs, tapestries, ceramic work. So there are a lot of types of art. Nevertheless one can trace basic principles in art. All kinds of it require the same characteristics. The separate parts of a work of art should be arranged in pattern. The form itself, a pleasing shape and balance are extremely important. Art inspires the human spirit. Painters, sculptors, musicians, writers, weavers - they all contribute to a better life for us. The Arts play a large role in the expression of inner thoughts and beauty in my life. From dance and music to abstract art our concept of life is shown through the various ways in which we interpret it. We use the Arts as a means of touching that part of us that we cannot reach with Physical Science, Social Science, or any of the Humanities. The arts allow us to be as specific or as abstract as we please. It helps us become closer to ourselves and to others around us. Though there has been a lot of confusion as to what the true definition of “good art” is, how we show others what is going on in our minds and inner souls cannot be judged, graded, criticized or revised by anyone other than ourselves.

The arts play a valued role in creating cultures and developing and documenting civilizations. The arts teach us how to communicate through creative expression. Show us how to understand human experiences, past and present. Prepare us to adapt to and respect the ways others think, work, and express themselves. Music, singing, dancing, poetry, and sketching are just a few of the different forms of art that I use to express myself in a way that I enjoy. Because each art discipline appeals to different senses and expresses itself through different media, each adds a special richness to the learning environment. Arts help people Learn to identify, appreciate, and participate in the traditional and non-traditional art forms of their own communities and the communities of others. Art teaches us how to be imaginative, creative, and reflective. Different art forms help us develop the verbal and nonverbal abilities necessary for lifelong learning. The intellectual demands of the arts help us develop problem-solving abilities and such powerful thinking skills as analyzing and evaluating. Numerous studies point toward a consistent and positive comparison between concrete education in the arts and student achievement in other subjects. A program in arts education would engage students in a process that helps them develop the self-esteem, self-discipline, cooperation, and self-motivation necessary for success in life. Most important, the arts should be experienced and studied for their own true value.

If art was not present in my life, I know that I would be missing so much. I would not be able to do the things that I love to do each day. The only way to express yourself is through art, and the presence of art in the lives of today’s society plays a big role. People listen to music every day, they dance, and sing. For many people’s art is a way of life, and without it they would be lost. Art is the only way to express one’s true feelings. Without art the world would be a dull and sad place. People would not be able to communicate in the same sense that art allows them to. Art shows people’s individualism. Without art wouldn’t we all be the same?


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