Заглавная страница Избранные статьи Случайная статья Познавательные статьи Новые добавления Обратная связь КАТЕГОРИИ: АрхеологияБиология Генетика География Информатика История Логика Маркетинг Математика Менеджмент Механика Педагогика Религия Социология Технологии Физика Философия Финансы Химия Экология ТОП 10 на сайте Приготовление дезинфицирующих растворов различной концентрацииТехника нижней прямой подачи мяча. Франко-прусская война (причины и последствия) Организация работы процедурного кабинета Смысловое и механическое запоминание, их место и роль в усвоении знаний Коммуникативные барьеры и пути их преодоления Обработка изделий медицинского назначения многократного применения Образцы текста публицистического стиля Четыре типа изменения баланса Задачи с ответами для Всероссийской олимпиады по праву Мы поможем в написании ваших работ! ЗНАЕТЕ ЛИ ВЫ?
Влияние общества на человека
Приготовление дезинфицирующих растворов различной концентрации Практические работы по географии для 6 класса Организация работы процедурного кабинета Изменения в неживой природе осенью Уборка процедурного кабинета Сольфеджио. Все правила по сольфеджио Балочные системы. Определение реакций опор и моментов защемления |
U.S. Department of Housing and Urban DevelopmentMortgage Broker Contract Notice to Prospective Borrower (s): Read this contract carefully so that you make an informed choice. You are entitled to a copy of this contract. Signing this contract does not obligate you to obtain a mortgage loan through this mortgage broker, nor does it constitute mortgage loan approval. This contract is between: Name(s) of borrower(s):_____________________________, the “Borrower(s)” or “you” and Name of mortgage broker company : ________________________________________, located at Address of mortgage broker company: _______________________________, who has authorized Name of mortgage broker: _______________________________________ to enter into this contract on its behalf. In this contract, the mortgage broker company and the mortgage broker are called “I” and the entity which will provide your mortgage loan funds is called “lender”. Who Do I Represent? □ I represent you. I am your agent and I will get you the most favorable mortgage loan that meets your stated objectives. I will shop for your loanfrom among ____ lender(s). I will charge you a fee for my services but I will not receive any fee for your mortgage loan from a lender. □ I represent you, but I may receive a fee from a lender. I am your agent and I will get you the most favorable mortgage loan that meets your objectives. I will shop for your loan from among ____ lender(s). I may charge you a fee for my services and I may also receive an additional fee for your mortgage from a lender. □ I do not represent you. I am not your agent. I arrange loans from lenders and get paid by lenders and borrowers. I make mortgage loans available from □ one lender (name of lender): _________________; or □ among (number) ____ lenders. What Will I Be Paid? For arranging your loan of up to $ _______ at an interest rate of ______ (% rate or reference/attach ARM program), I will receive no greater than _____ points and other compensation of $ ______, so that my total compensation will be no greater than: ______ (total compensation in $ amount and/or % of loan). My Total Compensation will be made up of: ____ Fees You Pay me ___ ($ amount and/or % of loan) plus __ Fees a Lender Pays me__ ($ amount and/or % of loan) If you would rather pay a lower interest rate, you may pay higher upfront fees; if you pay less up front, you may pay a higher interest rate. Before you sign this contract, I can display alternatives for you. The amounts disclosed here apply only if you qualify for this loan. We agree to the terms of this contract. By signing below, the mortgage broker further certifies that the information in this contract is accurate and complies with all provisions of section 8 of the Real Estate Settlement ProceduresAct and 24 CFR part 3500. Borrower(s) Signature & Date: Mortgage Broker Signature & Date: ____________ _____________ Borrower(s) Signature & Date: Mortgage Broker License No: (where applicable) _____________ _____________________ Practicum 8.14 Translate the italicized word combinations in Text 8b into Russian Practicum 8.15 Practicum 8.16 Match the following banking terms with their Russian equivalents
Practicum 8.17 Choose a type of mortgage loan that (1) pays off quickly enough; (2) leaves you ripped off, (3) can be handled easily, (4) needs a major downpayment Practicum 8.18 Apply for a mortgage plan to a bank in writing III. Communication Practice Brainstorming A team of bank officials is to draft a mortgage contract which is sure to be acceptable for prospective clients. Consider a range of mortgage offers, requirements and terms of contract. PROGRESS TEST 8 (part 1) 1. Explain what is meant by: conversion operation; the international settlement systems; validity of the card; face side; power of attorney; transfer of funds; fixed term deposit agreement; retail banking; corporate banking; online banking; utilities; prospective borrower PROGRESS TEST 8 (part 2)
|
||||||||||||||||||||
Последнее изменение этой страницы: 2021-04-04; просмотров: 84; Нарушение авторского права страницы; Мы поможем в написании вашей работы! infopedia.su Все материалы представленные на сайте исключительно с целью ознакомления читателями и не преследуют коммерческих целей или нарушение авторских прав. Обратная связь - 3.143.0.157 (0.006 с.) |