Тема: В банку. Державна та іноземна валюта

Практичне заняття №4

Практичне заняття №5

Тема: Відкриття рахунку в закордонному банку

 

І. Граматичний матеріал. Тема: Повторення.

 

Підготуватися до проведення самостійної роботи з теми “Perfect Tenses”.

 

ІІ. Робота над текстом за темою заняття.

 

1. Прочитайте діалог. Перекладіть його українською. Підготуйтеся до виразного читання за ролями.

OPENING AN ACCOUNT

- Good morning.

- Good morning, sir. Can I help you?

- Yes, I think so. I would like to open an account.

- What kind of are you interested in?

- You see, I have some spare money to put into the bank.

- Then you should open either a savings or a checking account.

- I'm afraid I know nothing about either of them. Could you tell me the difference between these two accounts?

- A small initial deposit is necessary to open a savings account at our bank. If it is more than five hundred dollars and you maintain this amount, then you won't be charged for banking services. Oth­erwise you will be charged five dollars a month.

- So, I must keep a minimum balance of $500, is that correct?

- Yes, that's right. Our computers check your average daily balance.

- And will I get a banking card after opening an account?

- Yes, certainly. And then you can get your money through machine services. You can make deposits, cash withdrawals and balance inquiries with your card. The machine is at work 24 hours a day.

- Oh, it's very convenient. And may I ask what a checking account means?

- Certainly, sir. After opening a checking account you are supposed to maintain an average daily balance of $1,000.

- And what if I fall below this limit?

- Then you would have to pay a service charge of six dollars a month, and besides you will be charged 25 cents for each check and the same amount for each cash withdrawal.

- Hmm, I see. And can I avoid it somehow?

- Yes, of course. It may be done by keeping your $1,000 in your checking account.

- And how much interest do you pay?

- Interest of 6,5% is paid when your average daily balance is over $2,500. We credit the interest you've earned automatically to your account.

- Well, it's clear enough, but I intended to put only $1,000 into the account.

- Then it would be more profitable for you to open a savings account.

- Okay. I've made up my mind. I will open a savings account with a deposit of one thousand dollars.

- Fine. Will you fill out this application? (The client fills out the application)

- Is everything correct?

- Yes, everything is all right. And now you need to write a deposit ticket for $1,000.

- Just a moment.

- Thank you, sir. Here is your pass-book. The bank will pay you 5,5% interest.

- Thank you. You were most helpful.

 

2. Дайте відповіді на запитання.

1. What is savings account?

2. What is required in order not to be charged for banking services?

3. How large is an initial deposit?

4. How much is the charge?

5. What is the minimum daily balance?

6. How could you get your money?

7. When is the machine at work?

8. What is the checking account?

9. What is the average daily balance for checking account?

10. And what if you fall below this limit?

11. How much interest is paid if the daily average balance is over $2,500?

12. What is the payment for each check made out and for each cash withdrawal?

13. How can you avoid it?

3. Перекладіть англійською:

ощадний рахунок; вільні гроші; початковий вклад; банківські операції; середній щоденний баланс; знімання грошей; уникати; більш вигідно; в іншому разі; прибутковий ордер; давати проценти; мати намір; заповнювати форму; ощадна книжка; приймати рішення.

 

4. Вставте прийменники, де це необхідно. Перекладіть речення українською.

1. What kind... account are you interested...? 2.1 know nothing... it.

3. What is the difference... them?

4. You would be charged... banking services.

5. I'll get my money... machine services... my card.

6. You should not fall... this limit.

7. You would have to pay a service charge... six dollars.

8. Can I avoid it... somehow?

9. It may be done... keeping it.

10. And now fill... this application.

5. Встановіть відповідність між термінами та їх визначенням.

A B

1. loan a. put money into a bank account

2. interest b. take money from a bank account

3. check account c. money which is lent

4. deposit d. account used for investment

5. mortgage e. piece of business done

6. withdraw f. loan to buy property

7. savings account g. account used for day-to-day banking

8. transaction h. money earned from investments

or paid on a loan

6. Перекладіть англійською.

1. Я хотів би відкрити банківський рахунок.

2. Мені більш вигідно відкрити ощадний рахунок.

3. Ви повинні внести лише невеликий початковий внесок.

4. Якщо на вашому рахунку виявиться менше, ніж 500 доларів, з вас будуть утримувати по 5 доларів на місяць.

5. Наш банк вимагає, щоб ви зберігали мінімальну суму.

6. Це називається щоденним балансом.

7. Коли я зможу отримати картку для банківського автомата?

8. Я вже прийняв рішення. Я зроблю внесок у розмірі тисячі доларів.

9. Заповніть, будь ласка, форму і прибутковий ордер.

10. Якщо у вас є питання стосовно форми, я з радістю вам допоможу.

 

ІІІ. Робота над текстом за професійним спрямуванням.

Прочитайте та перекладіть текст. Випишіть невідомі слова.

Практичне заняття №6

Prepositions – Time

English	Usage	Example
· on	§ days of the week	§ on Monday
· in	§ months / seasons § time of day § year § after a certain period of time (when?)	§ in August / in winter § in the morning § in 2006 § in an hour
· at	§ for night § for weekend § a certain point of time (when?)	§ at night § at the weekend § at half past nine
· since	§ from a certain point of time (past till now)	§ since 1980
· for	§ over a certain period of time (past till now)	§ for 2 years
· ago	§ a certain time in the past	§ 2 years ago
· before	§ earlier than a certain point of time	§ before 2004
· to	§ telling the time	§ ten to six (5:50)
· past	§ telling the time	§ ten past six (6:10)
· to / till / until	§ marking the beginning and end of a period of time	§ from Monday to/till Friday
· till / until	§ in the sense of how long something is going to last	§ He is on holiday until Friday.
· by	§ in the sense of at the latest § up to a certain time	§ I will be back by 6 o’clock. § By 11 o'clock, I had read five pages.

McDonald’s

1. The first McDonald’s restaurant was opened... Dick and Mac McDonald... the 15th... May 1940.

2. The best selling products... their restaurant were hamburgers.

3. So the McDonald brothers thought... a way to produce hamburgers more quickly.

4. This was introduced... 1948 and became known... the Speedee Service System.

5. The first franchised McDonald’s restaurant was opened... 1953, and today you can find McDonald’s restaurants... more than 100 countries.

6. The meats... the burgers vary... the culture... the country.

7. Franchisees and future managers... McDonald’s restaurants are trained... Hamburger University, which is located... Oak Brook, a suburb... Chicago.

8. McDonalds is also known... its sponsorship... various international sport events.

 

 

ІІ. Робота над текстом за темою заняття.

 

1. Прочитайте текст та перекладіть його українською. Випишіть незнайомі слова до словника.

Shopping

 

It’s difficult to imagine our life without shops. Every day we do shopping. There are different kinds of shops. They are butcher’s, baker’s, greengrocer’s where we buy meat, bread, different fruit and vegetables or clothing shops where different clothes can be bought. Nowadays supermarkets and department stores are becoming more popular where people can reserve time and find a necessary good. Some people go to the market. As for me I prefer going to the market because I am a poor student, but I have many friends who prefer the department store to a market. I’d like to tell you about my neighbour. He prefers Department store, where there are many departments in it. The shop sells all kinds of goods for both men and women and it has many departments. In every department there is a good selection of goods. It takes a little time to buy a necessary thing. All these goods are of good quality and so they are very expensive. My friend adores doing shopping in the department store. As for me I dislike this shop. The service leaves much to be desired. I think that shop assistants must help to choose good things. As I don’t have much money I have to go to the market. On the one hand, market goods are cheaper, on the other hand I am not sure in their quality. To tell the truth I don’t like to go shopping. My mother or grandmother do shopping in my family. They do their shopping at the market because goods are always fresh and not expensive here. They buy all necessary food. But sometimes I have go to the shop if my relatives are very busy. I take a bag and go to the nearby shop. Advertisements play a very important role in our life. They often help me to make my choice. At first I read advertisements in newspapers or watch them on TV and then go to the shop. To my mind advertisements are a good adviser. We can discuss this topic very long because shops are essential part of our life.

1. Дайте відповіді на запитання.

a) Do you usually do shopping in your family?

b) Do you often go shopping to the market?

c) Do the prices differ from those in the shops?

d) Are the food products sold ready-weighed and packed at the shops?

e) Is it convenient for the customer?

f) Are there many departments in the department store?

g) What are they?

h) What is possible to buy there?

 

1. Розподіліть товари на дві групи: foodstuffs (продовольчі) та industrial stuffs (промислові):

fish, powder, lotion, meat, cheese, sugar, perfumery, biscuit, bread, shampoo, poultry, cream, face cream, sour cream, milk, lipstick, pike, ice-cream, shoes, toothpaste.

ІІІ. Робота над текстом за професійним спрямуванням.

Прочитайте та перекладіть текст. Випишіть невідомі слова.

Практичне заняття №7

Практичне заняття №8

Проведення залікової контрольної роботи.

Залік.

 

Практичне заняття №4

Тема: В банку. Державна та іноземна валюта

І. Граматичний матеріал: Perfect Tenses.

Повторіть теоретичний матеріал з теми “Perfect Tenses” та “Future Progressive”.

 

Вправа 1. Завершіть речення, поставивши дієслова у дужках у форму Future Perfect.

1) Anne... her bike next week. (to repair)

2) We... the washing by 8 o'clock. (to do)

3) She... Paris by the end of next year. (to visit)

4) I... this by 6 o'clock. (to finish)

5) Sam... by next week. (to leave)

6) She... this with her mother tonight. (to discuss)

7) The police... the driver. (to arrest)

8) They... their essay by tomorrow. (to write)

9) Paolo... the teams. (to manage)

10) If we can do that - then we... our mission. (to fulfil)

 

Вправа 2. Прогляньте розклад Джека на завтра. Далі, для складання кожного речення оберіть Future Progressive або Future Perfect. Виконуйте за зразком.

8.00 8.30 9.30 11.00 1.00 3.00 7.30 10.00 10.30 11.00

Leave Home Arrive at Airport Plane Leaves For Paris Arrives in Paris Meeting Starts Meeting Finishes Business Dinner Leave Restaurant Arrive at Hotel Go to Bed

Example. At 8am, he will be leaving home. (leave)

1. By 8.30am, he... at the airport. (arrive airport).

2. At 9am, he... his plane (wait).

3. At 9.30am, he... for Paris (leave).

4. At 10am, he... to Paris (fly).

5. At 11.10am, he... (arrive) in Paris.

6. At 1.30pm, the meeting... (start).

7. At 7.50pm, he... his dinner (eat).

8. At 10.15pm, he... (leave) the restaurant.

9. At midnight, he... (sleep).

The currencies of the world are used as a medium of exchange in their respective countries. They can be exchanged for goods and services, as well as for other currencies. Coins and paper money are two forms of currency. There are numerous currencies in use around the world, but some of the more well known are the U.S. Dollar, the British Pound, and the European Euro.

In many cases, the currencies of the world consist of a larger monetary unit and a fractional unit. This fractional unit is usually valued at 1/100th of the larger unit, such as is the case with the U.S. Dollar and its fractional unit, the cent. Mauritania and Madagascar have fractional currencies worth 1/5th of their larger currency, and are the only two remaining countries in the world whose currency is not based on a decimal system. However, the phenomenon of price inflation, common to nearly all of the currencies of the world, has caused these particular fractional currencies to be of little practical use.

Throughout the history of money and currency, it has been common at times for more than one country to use the same currency. For example, most of the countries of continental Western Europe use the Euro as their currency. This particular case was a deliberate collaborative effort between European nations, but it can also come as a result of the insolvency of one currency, which is then dropped, and a foreign currency adopted in its place.

In other cases, the currencies of more than one country may share the same name, while not actually being the same currency. Many countries, including Australia, Canada, Singapore, Zimbabwe, and Jamaica use currencies called Dollars, just as the United States does, but they are altogether different currencies with different values.

Foreign exchange markets exist to facilitate the exchange between currencies of the world. One currency can be exchanged for another, based on prices that continually fluctuate. The price of one currency in terms of another can change based on economic data, trade policy, and other factors. A currency is said to be “strong” if it can be exchanged for a relatively large amount of another currency, and “weak” if it will buy only a little of it. For example, if one Euro can be exchanged for $1.45 U.S. Dollars (USD), the Euro might be said to be strong, compared to if it could buy only $1.10 USD.

 

2. Дайте відповіді на запитання до тексту.

a) What is a currency?

b) What can a currency be exchanged for?

c) What currencies of the world do you know?

d) What system are most of the currencies based on?

e) When is the currency considered to be strong?

 

3. Підготуйте повідомлення про валюту вашої країни.

ІІІ. Робота над текстом за професійним спрямуванням.

 

 

Встановіть відповідність між назвами матеріалів та їх описом. Вивчіть терміни та їх визначення напам’ять.

1. corduroy a) cloth made of flax, used especially for making shirts, bed-sheets, tablecloths

2. cotton b) cloth made from soft hair of sheep, used for making sweaters

3. denim c) thread spun from a soft white fibrous substance found round the seeds of

a plant; used for making shirts, underwear, etc.

4. flannel d) material made from the soft thread from the cocoons of certain insects,

used for making scarves, etc.

5. lace e) material made from animal skins, used for making shoes, gloves, bags, etc.

6. leather f) kind of soft leather made from the skin of goats, with the flesh surface rubbed

into a soft nap, used for making gloves, shoes, etc.

7. linen g) synthetic fibre used for making stockings and blouses

8. nylon h) cloth with a thick soft nap on one side, used for making dresses, etc.

9. silk i) thick strong cotton material with raised lines on it; used for making trousers

or suits

10. suede j) a delicate fabric of interlacing threads; used for making wedding dresses,

nightgowns, etc.

11. velvet k) a soft, nappy, woolen cloth of loose texture; used for making shirts or trousers

12. wool l) a coarse cotton cloth used for jeans

 

Практичне заняття №5